Your local insurer or bank had offered a good security product that ensures you can address any future problems your roof might face. It’s a roof comprehensive insurance product providing benefits in case something happens to your roof that complies with the terms and conditions. However, you’ve heard horror stories from other homeowners that insurers denied them their claims with roof-destructive situations that still did not sit well with the insurance’s terms.
Roofers are essential in determining the cause and effect of a sudden storm, earthquake, windstorm, and ice dams that create snow. In doing so, they supplement necessary information that gives your insurance company insight about your roof’s overall status. If you’re working with honest, hardworking, and efficient roofers in Littleton, CO, then you’ve got nothing to hide — meaning the insurance judgment you’ll receive is fair and compliant with all their rules.
Unfortunately, insurers often bring their own roofers to the scene to ensure “objectivity.” Unfortunately, in some cases, these roofers can rig the system and leave you with less than the benefits (or sometimes none at all) that you deserve. Having your local roofer from Littleton, CO that you can trust helps you have an even ground against undeterminable situations that your insurer’s roofer might present.
If you’re new to roofing insurance claims and would like to know more about what you can do to ensure a fair roofing evaluation, read more from Modernize below:
Meeting With Local Roofing Contractors
After filing a claim, you will be asked to schedule an appointment with an insurance adjuster. Before meeting with the adjuster, we recommend receiving three to four project estimates from local, trusted contractors. These contractors should provide free estimates, but not begin any repairs yet. Keep all of the estimates and any additional relevant paperwork organized. You will share these details with your insurance adjuster at your meeting.
Make sure you don’t sign a contract or agreement or make any type of payment until your insurance provider has approved the estimate. It is important not begin repairs until after the adjuster has inspected your home, as that may lead to not receiving compensation.
If possible, ask your roofing contractor to be present at your appointment with the insurance adjuster. This will protect you from any overlooked damages and will also ensure that you get a fair assessment.
Beware of Scams
While most contractors are reliable, there are scammers who seek out neighborhoods with a high percentage of senior citizens; areas with older housing stock; and places that are prone to, or were recently hit by major storms.
While many contractors are honest professionals, others are not. After a natural disaster, be aware of scammers who often go door-to-door in affected neighborhoods promising repairs. These dishonest individuals often take homeowner’s money or insurance settlements without completing the job or use cheap and defective materials. These individuals may also attempt to manipulate your insurance deductible which is insurance fraud— a felony that may render your insurance coverage void. (Continued)
If you have yet to find a dependable roofer in Littleton, CO to inspect and evaluate your roof. Ropa Roofing is always here to help you with all your roofing needs — including claims. Contact us today to learn more.